Chandrakala Paudel, Province Secretary
Ministry of Economic Affairs and Planning
Gandaki Province
Global Historical Development
The modern history of saving and credit dates back to 1850 when Franz Hermann Schule-Delitzch, German economist and politician[1], established Vorschussvereine (People&rsquo
International Cooperative Alliance ( ICA), Association of Asian Confederation of Credit Unions (ACCU), Regional Network for the Development of Agricultural Cooperatives in Asia and the Pacific (NEDAC), Asia&ndash