The "Fixed Deposit Savings Account" can be opened for terms of 3 months, 6 months, 9 months, and 1 year. You can operate this fixed deposit account with a minimum deposit amount starting from NPR 1,००,०००/-. The interest rates on this fixed deposit account vary based on the duration of the deposit. You can also take a loan of up to 90% against the deposited amount. The loan's term can be shorter than the fixed deposit term, and the interest rate on the loan is set at 2% higher than the interest rate on the related savings account. Interest is calculated on a daily basis in this account and paid out on a quarterly basis.
