According to the weather and geographical location, some crops are produced in a short period of time, while some crops take a long time to be produced, so this type of loan will be provided till the time the crop is brought and sold, the business will be given according to the weather and seasonal businesses
The most commonly used guarantees are as under:
Bid Bond (Tender Bond)
Performance Bond Guarantee
Advance Payment Guarantees
Counter Guarantee
Deferred Payment / Supplier Credit Guarantee
In this continually evolving marketplace, NCBL will continue to take its roles seriously as a responsible Cooperative Bank and gradually encourage its members, employees, and other stakeholders to work for its permanence
Our Affiliation
International Cooperative Alliance (ICA)
Network for the Development of Agricultural Cooperative for Asia and the Pacific (NEDAC)
Association of Asian Confederation of Credit Unions (ACCU)
Center for International Cooperation and Training in Agricultural Banking (CICTAB)
Asia-Pacific Rural and Agricultural Credit Association (APRACA)
International Cooperative Banking Association (ICBA)
International Raiffeisen Union (IRU)
Cooperative Standardization Program
The member co-operative unions/institutions of the bank are engaged in the development and operation of co-operative stratification programmes for institutional development and strengthening
A compulsory saving Deposit account is a savings account in which cooperatives deposit a certain amount continuously on a regular basis for an unlimited time interval i
