Poverty Alleviation Loan
Members of poor, low-income families associated with co-operatives, socially backward women, tribals, Dalits, poor, small farmers, artisans, laborers, landless families, those with no access to finance, those who do not have access to the capital and mortgage, those who do not believe in other banks and financial institutions, those who do not have access to the financial market, those who are not able to see the state and society, low-capitalized, low income groups, To eradicate poverty through economic and social development for workers, unemployed, This bank will provide such loans through member cooperative institutions by mobilizing capital to make them self-reliant and self-employed
Bank guarantees are written obligations of the issuing bank to pay a sum on to a beneficiary on behalf of its members in the event that the members themselves do not pay the beneficiary
As, the cooperative sector has been playing distinct and significant role in the process of socio-economic development of the country, NCBL is committed to maintain the highest standards of excellence in financial services based on sustainable growth and development providing timely, quick and best banking services to its members from all segments with the help of modern technology and dedicated human resource
We are committed to strategically choosing to offer the products and services which will best benefit our membership, providing convenience and simplification of the financial experience for next three years
Our Affiliation
International Cooperative Alliance (ICA)
Network for the Development of Agricultural Cooperative for Asia and the Pacific (NEDAC)
Association of Asian Confederation of Credit Unions (ACCU)
Center for International Cooperation and Training in Agricultural Banking (CICTAB)
Asia-Pacific Rural and Agricultural Credit Association (APRACA)
International Cooperative Banking Association (ICBA)
International Raiffeisen Union (IRU)
NCBLNational Cooperative Bank Limited (NCBL) was established in 2003, as the only bank in the cooperative movement of Nepal at national level, in exercise of the power conferred by the sub-section 4 of section 26 under the then prevailing Cooperative Act, 1992 (first amendment, 2000) and from the recommendation of Nepal Rastra bank (Central bank of Nepal) as an umbrella institution to provide banking and financial services to all its member cooperatives following the long and continuous demand and efforts of cooperators
