The National Cooperative Bank Limited (NCBL), since its establishment in 2003, has been committed to helping the cooperative sector next its economic aspirations. As, the cooperative sector has been playing distinct and significant role in the process of socio-economic development of the country, NCBL is committed to maintain the highest standards of excellence in financial services based on sustainable growth and development providing timely, quick and best banking services to its members from all segments with the help of modern technology and dedicated human resource. We also aim at adopting best responsibility towards all the stake holders. We see ourselves as a family of honest, loyal and committed professionals, employing technology innovation and human touch to achieve high degree member's satisfaction and good will. The prosperity of our members is the ultimate aim to our success. With an objective to bring international cooperative best practices and technologies to Nepal and sharing Nepal's best practices to international forum, NCBL is the member of International Cooperative Alliance (ICA), Network for the Development of Agricultural Cooperative for Asia and the Pacific (NEDAC), Association of Asian Confederation of Credit Unions (ACCU). Further, we recently obtain membership of Asia-Pacific Rural & Agricultural Credit Association (APRACA) and Center for International Cooperation and Training in Agricultural Banking (CICTAB). I take this opportunity to thank all the shareholders for the confidence, positive response towards us and in supporting us to achieve greater heights in our performance. Therefore, I express my sincere gratitude on behalf of NCBL, the members of board and on my own behalf towards shareholders and all the concerned agencies for their significant contributions. Thank you ! K.B. Upreti Chairman National Co-operative Bank Ltd.